Team Leader-SME Conventional Bank of Punjab pakistan 2026

Positions:

Team Leader-SME Conventional

(Consumer Banking Group)

(Grade: AVP / VP)

Location: Karachi Position : 01

Job Summary / Major Responsibilities

• Ensure all assigned hub/Team business targets are achieved. A balanced growth is achieved in financing to all segments under SME Division i.e. SME, Commercial/Corporate and in particular Financing against SBP schemes.

• Ensure on-boarding of New to Bank Customers. Establishing new relationships and strengthening & deepening relationships with existing customers.

• Identify business opportunities to grow funded & non-Funded Business, structure proposals, negotiate terms and determine security arrangements.

• Providing financial advice & solutions to existing and prospective clients. Ensure achievement of financial and nonfinancial objectives of the Division

• Liaising with other Business units for business leads. Ensure Cross-sell with other Business Groups. Divisions through marketing of Deposit, RFD/ACD products, Cash Management Mandates etc.

• Ensure no fresh NPL Addition in the portfolio and reduction in existing NPLs

• Regularly visit existing customers in Region and ensure timely recovery of installments/markups and other bank charges. Ensure maximum collection (at least 90%) is achieved in the first 30 days of quarter.

• Ensure compliance with Bank’s operational procedures and State Bank of Pakistan regulations.

• Ensure Proper Screening of customer is conducted to ensure his/her eligibility for the Bank Products & Services.

• Ensure Credit Discipline is maintained in line with the Bank’s CPM, policies & procedures.

• Ensuring preparation and processing of credit proposals/ renewals relating to assigned relationships and carrying out financial analysis and credit risk assessment in conformity with the Bank’s policy and SBP Prudential Regulations.

• Ensure Turnaround Time defined by SBP or internal procedures, PPMs etc. for credit processing is met.

• Ensure Special attention to be given to needs of vulnerable persons. Ensure Fair and equal treatment to all customers in accordance with Bank’s policies, procedures & PPMs

• Ensuring completion of all Pre – Post sanction/disbursement formalities timely and issuance of “DAC’ from RCAD relating to assigned credit relationships.

• Monitoring compliance of the terms & conditions of the approved credit packages, ensuring record updation in respect of insurance policies, stock reports, valuation reports and audited accounts (if required) etc. of the assigned relationships.

• Ensure timely communication of any change in terms & conditions of the products to the customers.

• Conducting periodical business calls to the customers and submission of business call/ visit reports.

• Facilitate the customers in making an informed decision by presenting best available options to cater his/her needs and assist them promptly and efficiently if they require alternatives.

Eligibility Criteria

Qualification: Minimum Bachelor’s Degree from a HEC recognized Local/ Foreign University. Preference will be given to Master Degree holders.

Experience: Minimum 04 to 07 Years of Banking experience with 02 years of relevant experience.

Age: Up to 55 Years as of Feb 17, 2026

Important Note:

• a) Only shortlisted candidates shall be called for interview. No TA/DA will be admissible.

• b) The Bank of Punjab reserves the right to accept or reject any application(s) without assigning any reason(s) thereof.

• c) The Bank is an equal opportunity employer. Females, minorities and Differently abled persons – DAPs and transgender are encouraged to apply.

• d) The above position(s) carry market based competitive remuneration.

• e) Individuals fulfilling the above mentioned criteria are encouraged to apply

Keywords:

• Upcoming / Recent / Current / Fresh / New / Latest

• Bank of Punjab Jobs February 2026 Apply Online for Differently Abled Persons DAP BOP

• Advertisement in Daily Dawn Newspaper on Sunday 15-February-2026

• Graduate / Postgraduate / Bachelor’s / Master’s Degree

• Banking , Finance , Accounting , Economics , Commerce , Business Administration / Management , HR , Marketing

• BBA / M.Sc. / B.A. / M.A. / B.Sc. / M.Com. / B.Com. / MBA

• Ladies / Women / Female

• BOP Jobs February 2026 Pakistan

• www.bop.com.pk/available-jobs Online Apply

• Eligibility Criteria , Academic / Educational – Requirements

• Maximum / Minimum – Age Limit / Relaxation

• Public Sector , Government of Pakistan

• The Bank of Punjab (BOP)

• Differently Abled Persons (DAP)

• Entry Level Jobs in Bank of Pakistan February 2026 for Disabled Persons

• Application Deadline / Procedure , How to Apply , End / Closing Date

Mirza Junaid